Emida is a leader in the global prepayment and value transfer market, operating in 22 countries throughout North, Central, South America, the Caribbean and the Middle East. Through our recent merger with Q Comm we support a retail network of more than 21,000 retailers with an annual dollar payment volume in excess of $500,000,000 processing more than 35 million payment transactions.

We enable the domestic and international distribution and value transfer of many types of prepaid products and payment services. Our strategy is to build profitable, robust distribution networks for many prepaid products in targeted operating geographies, and to introduce unique cross-border value products between regions. Our payment processing platforms, provide robust revenue solutions for distributors, retailers, carriers and service providers alike.

The Prepaid ISO and Distributor Connection
In North America Emida serves the independent retailer market through independent sales organizations (ISOs) and has developed market-leading programs that enable ISOs to win and retain retail customers. Whether it’s great customer service, ease of set-up, flexibility in POS delivery, efficient administration, settlement and reporting, or delivering on a tailor-made product offering for each retail merchant, Emida gives ISOs the tools to effectively manage their business. With Emida, the ISO owns their retail merchant accounts and can confidently partner with us to serve their customers.

Products and Services
Emida believes that we are only as good as the products and services we enable on our platform. We provide prepaid products and payment services only from the best, most innovative providers in the industry and we partner with them to deliver best-of-breed customer service. Our product mix includes prepaid wireless, prepaid calling cards, branded stored value products, lottery, internet, bill payment and money transfer.

Unique Cross Border Products
As the prepaid market continues its rapid growth, and the number of products and services increases, we believe the key to success is differentiation. Unique prepaid products in retail locations generate consumer interest and loyalty as well as revenue growth. We’ve developed direct connections with carriers and financial institutions to provide cross border value transfer. Our relationships in our targeted geographies provide access to many cross-border products such as wireless direct top up, money transfer, bill payment and others to capture more of the overall prepaid market spend and lock in customer loyalty.

Leader in Real-time Top Up Solutions
Direct top-up solutions can increase ARPU and carrier cost efficiencies associated with the prepaid replenishment process, as well as improve the prepaid wireless customer experience. At Emida, we provide enabling technology and unique direct top-up solutions for carriers and MVNOs through direct interfaces with carrier billing systems.

Advanced Technology
Emida’s technology provides a scalable, global distribution, payment and settlement backbone for prepaid products from a variety of providers. Our proprietary transaction processing network and state-of-the-art hardware and software receives message streams from point of sale terminals, partner POS and web interfaces, and processes the incoming requests by connecting with any necessary host or switch and delivering the appropriate response medium: e-pin, activation reply, top up confirmation, balance, etc. Our software supports transactions through a wide variety of POS devices including best of breed POS terminals, mobile phones via SMS, and PC/Web solutions. The system provides a comprehensive set of web service application program interfaces (APIs) for host-to-host integrations.